Commercial Auto Insurance in Tulsa, OK
Commercial auto insurance is tailored to help businesses manage the unique risks associated with the vehicles they use or operate. Whether you own delivery vans, service trucks or company cars, commercial auto insurance can help financially safeguard your assets.
What Does Commercial Auto Insurance Cover?
A standard policy may include the following: 
- Liability coverage may help cover costs if your business vehicle is involved in an accident that causes injury or property damage to others.
- Collision coverage may pay for your vehicle’s repair or replacement costs if it hits another object or vehicle.
- Comprehensive coverage may provide financial support following noncollision incidents, such as fire, theft or vandalism.
- Medical payments coverage can help cover medical expenses for your drivers and passengers following an accident.
- Uninsured/underinsured motorist coverage may step in if your business vehicle is involved in an accident with an at-fault driver with insufficient or no insurance.
It’s important to note that commercial auto policies do not cover some situations. Common exclusions include the following:
- Intentional or criminal acts by you or your employees
- Routine maintenance, wear and tear or mechanical breakdown
- Personal property inside the vehicle, unless added by endorsement
- Racing, speed contests or other competitive events
- Pollution-related incidents, unless resulting from a covered accident
- Accidents outside the policy’s coverage territory, such as outside the U.S. or Canada
Do I Need This Coverage?
Oklahoma law requires businesses to carry minimum liability coverage for vehicles used for business purposes. Having the right policy can also help you meet client requirements and shield your company from costly claims. This type of policy is often crucial for contractors, construction companies, service providers, sales teams and real estate professionals. If your business owns, leases or uses vehicles for work-related tasks, commercial auto insurance is essential.
Where to Get Commercial Auto Insurance
Contact Best Insurance, Inc today to learn more and get started. Our agents can recommend suitable coverage options tailored to your needs and provide support throughout the claims process.